Photo by Nataliya Vaitkevich Wilbert Guilford Jr. is the author of Financial Planning for the 99%, a book of sound and practical financial and economic advice that anyone--from the average…

Question mark depicting choosing the right insurance plan | Photo by Ann H Who says an average American can't afford insurance? Perhaps in the past, only a few people could.…

Photo by Joslyn Pickens Let's face it: money is hard. Thinking about money is hard, and thinking about how to plan your money is hard. But financial planning isn't just…