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  • A young woman excited for university.

    Foundation for the Future: The Hows and Whys of Student Loans

    May 12, 2025
    Photo by Anastasiya Gepp Wilbert Guildford is a trusted financial planner from Phoenix, AZ. If you want to know the…
  • A transparent piggy bank getting some money.

    Planning with a Point: Align Your Wishes with Concrete Goals

    April 14, 2025
    Photo by Joslyn Pickens With all that's been happening here and abroad, Wilbert Guilford's Financial Planning for the 99% has…
  • a piggy bank with a mask on reflecting how to start an emergency fund

    How to Start an Emergency Fund? Basic Know-Hows

    April 9, 2025
    Photo by Konstantin Evdokimov on Unsplash Life is unpredictable. One moment, you might be partying and living your life to…
  • Person Holding A Lot of Cash

    Spending Like the Rich: How To Be Smart with Money

    March 19, 2025
    Photo by Alexander Mils on Unsplash Many, if not all of us, dream of having a vast fortune one day. …
  • Potted Plant With Coins Instead of Soil

    Accumulate Wealth Over Time: Practical Tips to Save Money

    March 14, 2025
    Photo by micheile henderson on Unsplash When we think about wealth, we often think of generational wealth as passed on…
  • A pie chart depicting the 50-30-20 budgeting rule

    How the 50-30-20 Budgeting Rule Can Improve Your Finances

    February 20, 2025
    A pie chart depicting the 50-30-20 budgeting rule Especially in today's economy, we must be very wise in managing our…
  • Graffiti that says "Debt will tear us apart."

    The Economic Impact of Personal Debt in America to the World

    February 12, 2025
    Photo by Ruth Enyedi As a certified public accountant in Phoenix, Wilbert Guilfrod wrote Financial Planning for the 99% because…
  • a photo of a calculator and miniature house reflecting budgeting strategies for young adults

    Budgeting Strategies For Young Adults: Living 2025 Right!

    January 21, 2025
    As much as society deems money an insignificant measure of happiness, it can’t be denied how it has become a…
  • Saving for a Rainy Day: Where to Start Investing as a Newbie

    Saving for a Rainy Day: Where to Start Investing as a Newbie

    January 14, 2025
    Photo by Nataliya Vaitkevich Wilbert Guilford Jr. is the author of Financial Planning for the 99%, a book of sound…
  • Choosing the Right Insurance Plan to Secure Your Future

    Choosing the Right Insurance Plan to Secure Your Future

    December 5, 2024
    Question mark depicting choosing the right insurance plan | Photo by Ann H Who says an average American can't afford…
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